# Tallcroft Lending > Tallcroft Lending is a small-business funding service at 1220 University Ave, Huntsville, TX 77340 (phone (936) 257-7458). It helps businesses in Huntsville, TX and across Walker County, Texas, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Tallcroft Lending connects you with lending partners; partners make credit decisions and set rates and terms. Tallcroft Lending is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Tallcroft Lending does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for agriculture or trucking. Key facts: - Business type: small-business funding service (not a lender) - Address: 1220 University Ave, Huntsville, TX 77340, United States - Phone: (936) 257-7458 - Apply: https://tallcroftlending.com/apply/ - Service area: Huntsville, TX and all of Walker County, Texas - Language: English ## Funding options - [Business Loans in Huntsville, TX: Compare Six Funding Options](https://tallcroftlending.com/business-loans/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, lays out six funding options for Walker County owners: what each one pays for, how it is paid back and what a partner may review. Funding partners make the credit decisions and set terms; the owner compares the total cost and decides. - [Working Capital Loans for Small Businesses in Huntsville, TX](https://tallcroftlending.com/business-loans/working-capital/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County owners request working capital for wages, supplier bills and the weeks between doing the work and being paid. Funding partners review the request and set any terms; this page explains sizing, records and the alternatives. - [Business Term Loans for Small Businesses in Huntsville, TX](https://tallcroftlending.com/business-loans/term-loans/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County owners request term loans for remodels, expansions, second locations and business purchases. Funding partners review the request and set rate, term and collateral; this page covers sizing, records and the questions to ask. - [Business Lines of Credit for Small Businesses in Huntsville, TX](https://tallcroftlending.com/business-loans/line-of-credit/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County owners request business lines of credit for gaps that recur, such as wages or supplier bills due before customers pay. Funding partners set the limit, rate and renewal terms; this page covers draws, fees and the questions to ask. - [Inventory Financing for Huntsville, TX Owners: How They Work](https://tallcroftlending.com/business-loans/inventory-financing/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County retailers, fuel stops and parts sellers request inventory financing for stock bought ahead of the sale. Funding partners value the goods and set the terms; this page explains how it works, floor plan lines and the records involved. - [Huntsville, TX Equipment Financing for Shops, Clinics and Contractors](https://tallcroftlending.com/equipment-financing/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County shops, clinics, kitchens and contractors request equipment loans and leases for new or used items. Funding partners value the equipment and set the terms; this page compares loans and leases and lists what a partner reads. - [Choosing Merchant Cash Advances for Huntsville, TX Companies](https://tallcroftlending.com/merchant-cash-advance/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, explains merchant cash advances for Walker County owners: a purchase of future receipts, not a loan, collected through a share of daily sales. Providers set the price and terms; this page shows how to total the cost and when another option fits better. ## Industries - [Industry-Specific Business Loans for Huntsville, TX Owners](https://tallcroftlending.com/industries/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, groups funding notes by industry for Walker County: contractors, kitchens, fuel stops, clinics, insurance agencies, stores and services, each with Census counts. Partners consider businesses across most industries; each partner makes its own decision. - [Contractor Business Loans in Huntsville, TX](https://tallcroftlending.com/industries/construction/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County contractors and builders compare working capital, lines of credit and equipment financing for crews, materials and machines. Funding partners review each request and set terms; this page covers the cash cycle, liens, waivers and records. - [Retail Business Loans for Huntsville, TX Owners](https://tallcroftlending.com/industries/retail/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County retailers compare inventory financing, lines of credit and term loans for stock, leases and store openings. Funding partners review each request and set terms; this page covers the retail cash cycle, leasing and the records partners read. - [Restaurant Business Loans Around Huntsville, TX](https://tallcroftlending.com/industries/restaurants/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County restaurants, cafes and food trucks compare equipment financing, working capital and term loans for kitchens, remodels and purchases. Funding partners review each request and set terms; this page covers the kitchen cash cycle, local counts and records. - [Huntsville, TX Gas Station Loans: How Funding Fits](https://tallcroftlending.com/industries/gas-stations-convenience-stores/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County fuel stops and convenience stores compare inventory financing, term loans and equipment financing for fuel loads, store stock, upgrades and purchases. Funding partners review each request and set terms; this page covers the cash cycle, buying a station and local counts. - [Medical and Dental Practice Loans and Equipment Financing in Huntsville, TX](https://tallcroftlending.com/industries/medical-and-dental-practices/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County medical, dental, chiropractic and therapy practices compare equipment financing, working capital and term loans for equipment, claim gaps, expansions and purchases. Funding partners review each request and set terms; this page covers local counts and valuation basics. - [Insurance Agency Loans for Walker County, TX Owners in Huntsville, TX](https://tallcroftlending.com/industries/insurance-agencies/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County insurance agencies compare term loans for agency and book purchases, and lines of credit or working capital for commission timing. Funding partners review each request and set terms; this page covers valuation steps, records and local counts. ## Guides and calculators - [Business Resources for Huntsville, TX Owners: Guides and Calculators](https://tallcroftlending.com/resources/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, keeps these guides for Walker County owners: the Texas Workforce Commission employer account from a payroll view, Huntsville zoning and permits before a build-out, and a working capital payment calculator. Official sources are named with the date they were checked. - [Texas Workforce Commission Employer Account: A Guide for Huntsville, TX Businesses](https://tallcroftlending.com/resources/texas-workforce-commission-employer-account/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, wrote this guide on the Texas Workforce Commission employer account for Walker County owners making a first hire. It explains the account, its records and new-hire reporting from a payroll-planning view; rules, rates and deadlines come from the agency and counsel. - [Huntsville, TX Zoning and Building Permits: What Owners Need to Know](https://tallcroftlending.com/resources/huntsville-tx-zoning-and-building-permits/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, wrote this guide to the City of Huntsville, TX permit and zoning pages for Walker County owners planning a lease, finish-out or new building. It names the official pages with the date checked; rules and fees come from the city, and legal questions go to counsel. - [Working Capital Loan Eligibility Calculator for Huntsville, TX Businesses](https://tallcroftlending.com/resources/working-capital-loan-eligibility-calculator/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, offers this working capital calculator: enter an amount, rate and term to see the monthly payment, total interest and total repaid. It does not decide eligibility; partners do that from your records. The page shows how to test a payment against deposits by hand. ## Areas served - [Business Loans in Huntsville, TX: Walker County, TX Business Facts and Local Resources](https://tallcroftlending.com/huntsville-tx/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, keeps this page of Census counts for Walker County and the Huntsville area: employers by size and sector, businesses without payroll, self-employment and housing permits. Funding partners review each request; the figures here help an owner frame one. - [Business Funding Across Walker County, TX: Areas Served From Huntsville, TX](https://tallcroftlending.com/service-areas/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, takes funding requests by phone and form from across Walker County and nearby places in Trinity, Montgomery, Grimes and San Jacinto counties. ZIP-level Census counts for each place are labeled; funding partners review every request. ## Company - [Small Business Loans in Huntsville, TX: Working Capital, Lines of Credit and Equipment Financing](https://tallcroftlending.com/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps Walker County owners compare six options: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. A request starts with a call or a short form; funding partners review it and make their own decision, and the owner chooses whether to accept. - [How to Get a Business Loan in Huntsville, TX: From First Call to Offer](https://tallcroftlending.com/how-it-works/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, matches each request with funding partners, who review it and make their own decision. This page walks Walker County owners through the steps, from the first call to a written offer, and explains what partners read on tax returns, bank statements and credit reports. - [Business Loan FAQ for Huntsville, TX Businesses](https://tallcroftlending.com/faq/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, answers the questions Walker County owners raise about business loans and lines of credit: prepayment, maturity dates, using a line for taxes or a down payment, buying property, and what banks and partners read. Credit decisions and terms belong to the funding partners. - [Who We Are: Tallcroft Lending Business Funding in Huntsville, TX](https://tallcroftlending.com/about/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, helps owners across Walker County compare six funding options and send one request to funding partners, who review it and make their own decision. This page covers what Tallcroft does, how it is paid, and the promises it will not make. - [Call or Visit Tallcroft Lending in Huntsville, TX](https://tallcroftlending.com/contact/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, takes funding questions by phone and through the online request form from owners across Walker County. Call the number on this page or send the form; partners review requests and make their own decisions. - [Business Loan Application for Huntsville, TX Owners](https://tallcroftlending.com/apply/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, starts each request with a short online form and a phone call. The form asks for contact details and three range picks; funding partners review the request later and make their own decision. This page explains the fields and what follows. - [Disclosures for Tallcroft Lending Clients in Huntsville, TX](https://tallcroftlending.com/disclosures/): Tallcroft Lending, a small-business funding service in Huntsville, Texas, sets out here how its role and its partners' decisions work, how merchant cash advances differ from loans, and how the Census figures on this site should be read. Funding partners make all credit decisions and set rates and terms. ## Optional - [Full text of every page](https://tallcroftlending.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://tallcroftlending.com/sitemap.xml)